Services

Perspective Advisors, LLC specializes in the following areas:

Wealth Planning

Clients engage us on a fee basis to create holistic models that address a multitude of financial goals:

  • Retirement Planning
  • Wealth Transfer Planning
  • Education Funding
  • Insurance Planning
Insurance

In addressing areas of risk, we represent clients in the marketplace, not insurance companies. We are an independent firm that has access to exclusive products through the M Financial Group that are designed for the sophisticated personal and business client.

Business Planning

  • Family Business Succession
  • Buy/Sell Funding
  • Bank Owned Life Insurance

PersonalĀ Planning

  • Wealth Planning
  • Investment Management
  • Wealth Transfer

Key Employee Benefits

  • Executive Disability Plans
  • Key Person Life Insurance
  • Non-Qualified Benefit Plans

Risk Product Analysis

  • Life Insurance
  • Long Term Disability Insurance
  • Long Term Care Insurance

To learn more or access your account, please visit our Partner Carriers page:

Investment Management

Together with our clients, we craft an investment plan and an investment policy statement. These dynamic documents provide a broad context for making important financial decisions.

OurĀ Investment Philosophy:

  • Markets forces are powerful – the price established by buyers and sellers in most markets is the best estimation of current value.
  • Risk and return are intimately related
  • Broadly diversified, more passive asset-class strategies are most effective for public equity markets
  • Active Security selection is better used in less efficient private and fixed income markets
  • Matching client assets with current and future goals and liabilities drives asset allocation
  • Minimizing tax and investment management expenses allows for cost efficient access to market return.